KQIC is a leader in providing specialized Property & Commercial Insurance solutions to its clients in Kuwait. This category is a collective term for a number of insurance products that can be used to protect a business from the downside of risk. Insurance such as those for business help keep the economy running smoothly by protecting businesses from potential losses they couldn’t afford to cover on their own, which in turn allows businesses to operate when it might otherwise be too risky to do so. Sub categories of insurance exist under the heading of Property & Commercial with some of the more common ones being listed as follows: Fire, Property All Risks and Business Interruption; Engineering including Contractors All Risks for civil works and Erection All Risks for mechanical works; Liability classes including Public, Third Party, Products and Professional Indemnity insurances; Pecuniary classes including Money, Fidelity Guarantee, Computer Crime and Credit Insurances; Workmen’s Compensation and Personal Accident to cover injury, death and work related illness and disability. All these products can be tailored for the type of business being covered and the client’s unique needs. They are suitable for both large and small businesses with coverage and premium dependent of the type, size and complexity of risk being presented to underwriters.